BLP Insurance


BLP provides housing warranty insurance, commercial property latent defects insurance and life cycle and durability design assessments for offsite construction

BLP was instrumental in helping to set up BOPAS (Buildoffsite Property Assurance Scheme) with Buildoffsite, The Royal Institution of Chartered Surveyors and Lloyd’s Register; in consultation with the Council of Mortgage Lenders and the Building Societies Association. BOPAS provides assurance to the lending community that innovatively constructed properties, against which they may be lending, will be sufficiently durable as to be readily saleable for a minimum of 60 years. BLP carries out the durability and maintenance assessment for BOPAS.

The vast majority of our policies are underwritten by Allianz Global Corporate & Specialty SE (AGCS), UK Branch, an AA rated global insurer. Other recognised global insurance companies may be used when the risk demands it. Policies are underpinned by an independent technical appraisal aimed at minimising defects right from the design stage. BLP is owned by Thomas Miller, a world class insurance services business at the forefront of the insurance industry for over 125 years. BLP is authorised and regulated by the Financial Conduct Authority and is an Associate Member of the Council of Mortgage Lenders.

Building LifePlans Ltd is registered in England, number 3871048. Registered Address: 90 Fenchurch Street, London EC3M 4ST. VAT Number 397 1681 10.

Our Insurer


Residential housing warranty insurance and commercial latent defects insurance policies are long term products. You need to be sure that the Insurers are going to be around when you need them most. The vast majority of BLP’s insurance products are covered by AGCS, with other recognised global insurance companies used when the risk demands it. AGCS is dedicated to serving the specific needs of corporate and specialty insurance clients within the UK and internationally. Standard & Poor’s (S&P), the worldwide insurance rating agency, has confirmed the Financial Strength Ratings (FSRs) of AGCS as AA. In a construction market suffering the effects of a serious lack of funding, this is excellent news for developers looking to bring both residential and commercial schemes to market.

Why BLP?

Residential: Creating a better future in the built environment is about innovating for sustainable communities. We support vision and creativity in the housing industry. Our housing warranty insurance product is a compelling alternative to the ‘traditional’ 10 year new home warranty solutions. Our cover has a one off cost so the builder/developer does not need to provide an annual membership fee, additional security and financial bonds. We do not require compliance with a technical manual (building houses is not our business). Our expertise is the provision of insurance together with the support for your developments that goes with it.

Commercial: Building defects affect asset value. Our commercial latent defects insurance manages that risk. BLP offers a simpler and better option than collateral warranties – themselves often complicated and always requiring sizeable upfront payments. Our product is the most comprehensive in the market with M&E cover, Component Failure, Loss of Rent and financial limits to match the exposure. All aimed to protect the investment with a single policy from one of the world’s largest insurance groups.

BLP is also a leading resource for ‘whole life cost’ methodology in UK residential construction, and offers durability and maintenance assessments to facilitate the adoption of innovative and offsite manufactured systems.

Corporate Overview and Introduction

Modular housing is efficient, affordable, and increasingly desirable; so, what’s the problem? Tom Bloxham MBE

Rethinking urban regeneration to deliver better housing in the UK – Liz Peace CBE

Quality – why is the construction industry getting it wrong? Paul Nash

A year is a long time in construction – Mark Farmer

What does successful collaboration look like in the construction sector? Alex Notay

Factory-made homes set to modernise the housing industry – Rosie Toogood

Is urban regeneration worth the effort? UK construction industry insights and trends – Liz Peace