{"id":20785,"date":"2017-06-26T11:20:08","date_gmt":"2017-06-26T10:20:08","guid":{"rendered":"https:\/\/www.pbctoday.co.uk\/news\/?p=20785"},"modified":"2017-06-26T14:19:09","modified_gmt":"2017-06-26T13:19:09","slug":"home-covered","status":"publish","type":"post","link":"https:\/\/www.pbctoday.co.uk\/news\/building-control-news\/home-covered\/20785\/","title":{"rendered":"Are you carrying out a major home improvement project? Is your home insured?"},"content":{"rendered":"<h2>If you\u2019re planning a renovation or extension project, making sure you have the right type of insurance is critical for your peace of mind<\/h2>\n<p>Did you know that your normal house insurance doesn\u2019t cover your property if you are altering it through an extension, renovation or conversion, including the loft and garage? Many homeowners assume that their insurance policy will continue to provide cover if they carry out a major home improvement project, but often this isn\u2019t the case as a lot of policies have an exclusion \u2013 meaning you aren\u2019t protected if you alter the structure of your building.<\/p>\n<p>Adding an extension can be the biggest financial investment you\u2019ll make after purchasing your home, so why risk it all by not having the right insurance in place? Ask yourself if you could afford to rebuild your home and extension out of your own pocket if something went wrong. If the answer is no, then providers such as Self-Build Zone and Build-Zone can help to ensure your site is covered for the duration of the build, and afterwards.<\/p>\n<p>Self-Build Zone\u2019s latest Home Improvement Package provides cover on a property while being improved or extended, even if you aren\u2019t initially living there, plus it covers all the new works and materials, right up to completion of the project.<\/p>\n<p>As part of the package, tools and equipment left on site are also protected, while employers\u2019 and public liability insurance means that anyone working on site is covered if they suffer an injury, or if damage is caused to a third party or their property. What\u2019s more, should anything happen to a worker or family member while on site during the course of the construction, the cost of defending or pursuing a claim is covered, plus there is also an additional contract on offer for any tradespeople or contractors that you employ to legally protect yourself from possible negligence.<\/p>\n<p>With options to have approved inspectors carry out the building control and technical audits throughout the build, which can save you time and money, Build-Zone\u2019s comprehensive protection options also include the chance to take out a 10-year structural warranty on completion of the work, to protect you against defects in design, materials and workmanship.<\/p>\n<p><strong>Build-Zone<\/strong><br \/>\n6 Pembroke Road,<br \/>\nSevenoaks,<br \/>\nKent,<br \/>\nTN13 1XR<br \/>\nTel: 0345 230 9873<br \/>\nsales@build-zone.com<br \/>\n<a href=\"http:\/\/www.build-zone.com\">www.build-zone.com<\/a><br \/>\n<a href=\"http:\/\/www.selfbuildzone.com\">www.selfbuildzone.com<\/a><\/p>\n<div class=\"mk-custom-module-container\">\n<\/div>","protected":false},"excerpt":{"rendered":"<p>If you\u2019re planning a renovation or extension project, making sure you have the right type of insurance is critical for your peace of mind Did you know that your normal house insurance doesn\u2019t cover your property if you are altering it through an extension, renovation or conversion, including the loft and garage? Many homeowners assume [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[306],"tags":[429,768,515,392,462],"stakeholder_rel_tag":[172517],"contributor_rel_tag":[],"class_list":{"0":"post-20785","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-building-control-news","7":"tag-building-control","8":"tag-pbc-today-july-2017","9":"tag-pbc-today-october-2015","10":"tag-sh-sennocke","11":"tag-structural-warranty","12":"stakeholder_rel_tag-sennocke"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.9 (Yoast SEO v26.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Are you carrying out a major home improvement project? 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