{"id":91272,"date":"2021-03-30T14:15:44","date_gmt":"2021-03-30T13:15:44","guid":{"rendered":"https:\/\/www.pbctoday.co.uk\/news\/?p=91272"},"modified":"2021-03-30T14:15:44","modified_gmt":"2021-03-30T13:15:44","slug":"scaffolder-in-kenilworth-banned","status":"publish","type":"post","link":"https:\/\/www.pbctoday.co.uk\/news\/planning-construction-news\/scaffolder-in-kenilworth-banned\/91272\/","title":{"rendered":"Scaffolder banned for spending spree prior to bankruptcy"},"content":{"rendered":"

A scaffolder in Kenilworth has been banned for four years after recklessly spending \u00a3142,000 prior to bankruptcy to avoid paying creditors<\/h2>\n

Colin Gerrard Taylor was the director of Godiva Environmental Solutions Ltd, a scaffolding company based in Coventry.<\/p>\n

The company ceased trading in May 2020 after suffering financial difficulties and was voluntarily wound up in June 2020.<\/p>\n

Colin Taylor, however, was liable for personal guarantees he had given against company debts but could not repay them.<\/p>\n

The scaffolder applied for his own bankruptcy in July 2020 declaring debts totalling more than \u00a31.8m.<\/p>\n

As trustee of Colin Taylor\u2019s bankruptcy, the Official Receiver<\/a> investigated the scaffolder\u2019s affairs and found that, prior to his bankruptcy, Colin Taylor made substantial cash withdrawals.<\/p>\n

From February 2020 until his bankruptcy in July 2020, Colin Taylor paid \u00a377,500 to an unlicensed moneylender, more than \u00a360,000 was transferred to family members and he lost \u00a35,000 gambling.<\/p>\n

Bankrupts are usually put under restrictions for 12 months. However, due to Colin Taylor\u2019s spending prior to his bankruptcy, the Official Receiver determined that the scaffolder<\/a> was a risk to future creditors and sought to apply for additional restrictions.<\/p>\n

Following the investigation, Colin Taylor signed a bankruptcy restriction undertaking acknowledging that he entered into transactions, whilst insolvent, which were to the detriment of his creditors.<\/p>\n

The undertaking came into effect on 3 March 2021 and for 4 years he is subject to further restrictions, including being banned from becoming a company director or managing a company and not borrowing more than \u00a3500 without informing the lender of his BRU.<\/p>\n

\u2018Reckless actions\u2019<\/h3>\n

Karen Fox, deputy official receiver at the Insolvency Service, said: \u201cColin Taylor owed \u00a31.8m at the time of his bankruptcy but despite this, he spent significant funds on family members, gambling and paying an illegal money lender.<\/p>\n

\u201cHis reckless actions denied his creditors money he owed them. This type of behaviour is totally unacceptable and we will not hesitate to take further action against bankrupts who do not treat their creditors fairly.\u201d<\/p>\n

\n<\/div>","protected":false},"excerpt":{"rendered":"

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